Buried under unpaid credit card bills? Tired of running away from credit collectors? Worried that you'll never get out of this financial problem, especially when each month brings more interest charges and bigger, and more overwhelming, debt? One way to solve your credit card problem is to consult with a credit counselor. He can help you take charge of your credit problem, … [Read more...] about 6 Tips for Working with Credit Counselors
credit card debt
Is it a good idea to borrow money to pay off a loan?
This depends on the nature of your existing loan and where you are going to borrow money from. The safest course, really, is to NOT borrow more money and not add on to your existing debt. However, there are cases wherein it may be smarter to borrow money to get rid of an existing debt. One such case would be if you have a credit card debt which is accumulating interest at … [Read more...] about Is it a good idea to borrow money to pay off a loan?
5 Ways to Manage Consumer Debt
Falling in debt is a situation that is easy to get into but hard to get out of because of one thing: discipline. Lack of discipline caused the debt to pile up, and discipline is the one thing that will eventually erase it. The good news is that with a little will power (and these steps) you can slowly take charge of your debt and eventually pay it off. It's not easy, but … [Read more...] about 5 Ways to Manage Consumer Debt