Everyone and their mom has a credit card these days. Indeed, in my circle of friends, I think that I am the only one who has only two cards. Most of my friends have at least three! This does not mean much, except that I cannot afford to have more than two - indeed, I should only have one, as it is very easy to overuse credit cards. Credit cards are quite convenient and … [Read more...] about Ways to Use Your Credit Card Correctly
It depends on your needs and your spending habits. For some people, not having a single credit card is the wisest thing to do. However, if you have a need for credit cards, one should suffice. You do not really need more than one as you will find it easier to fall into the credit card debt trap if you have two or more credit cards. However, if you are quite responsible … [Read more...] about How many credit cards should I have?