As the Silly Season (meaning Christmas) approaches, you will most likely find yourself using that little plastic card more often than you would wish. There are Christmas cards to mail out, gifts and gift wrappers to buy, parties to prepare for, food to cook, tree to decorate ... the list just goes on and on and on. After Christmas, that's when you'll be inundated and tempted … [Read more...] about Credit Card Traps to Watch Out For
Almost everyone—even the rich—seems to have money problem these days. To help you out in these times of financial trouble, here are our top 10 money saving tips. Tip #1: Ditch your expensive habits Having a single puff or pint may not be that expensive, but smoking a couple of packs a day or drinking several bottles at a time would add up. If you see how much they all cost in … [Read more...] about Top 10 Money Saving Tips
Just got your student loan approved? Congratulations. Now comes the hard part: making all ends meet. To help you make the most of your student personal loan, here are several tips for stretching your funds. Tip #1: Budget your expenses To stay on top of your expenses, prepare a monthly spending plan. This would involve recording all your outlays and keeping all your … [Read more...] about Making the Most of Your Student Loan
Buried under unpaid credit card bills? Tired of running away from credit collectors? Worried that you'll never get out of this financial problem, especially when each month brings more interest charges and bigger, and more overwhelming, debt? One way to solve your credit card problem is to consult with a credit counselor. He can help you take charge of your credit problem, … [Read more...] about 6 Tips for Working with Credit Counselors
This depends on the nature of your existing loan and where you are going to borrow money from. The safest course, really, is to NOT borrow more money and not add on to your existing debt. However, there are cases wherein it may be smarter to borrow money to get rid of an existing debt. One such case would be if you have a credit card debt which is accumulating interest at … [Read more...] about Is it a good idea to borrow money to pay off a loan?