When people prepare for retirement, they often think about saving money. But financial security or even finding a good retirement community is just part of enjoying the 'golden years.' There are many, many retirees who become depressed or discontent, not because they don't have enough cash, but they no longer have a sense of purpose. Retirement is a big life change. How do … [Read more...] about 5 Secrets to a Happy Retirement
Debt & Retirement
How to Pay Off Your Credit Card Debt FAST
The maxim that "credit cards are evil" may not be true per se, but anyone who has experienced being in the quicksand called credit card debt will know just how awful it can be. When used responsibly, credit cards can be very useful. However, once you start accumulating credit card debt, you might be surprised at how easily things can get out of control. If you are already … [Read more...] about How to Pay Off Your Credit Card Debt FAST
How to Prepare for Retirement
Retirement is something that we all look forward to, and for those who work hard for practically every day of their lives, retirement serves as some sort of reward. However, unless you were born rich or you receive an inheritance somewhere along the way, it is absolutely necessary for you to make sure that you have enough money to last you for the rest of your non-working … [Read more...] about How to Prepare for Retirement
Things You Should Know About Your 401(k)
Retirement is something that working people look forward to. Indeed, many of us dream of retiring as early as possible so as to enjoy our lives without working our bums off. In the United States, the majority of workers prepare for their retirement by putting money into 401(k) plans while they are still part of the workforce. However, it cannot be said that the average … [Read more...] about Things You Should Know About Your 401(k)
6 Tips for Working with Credit Counselors
Buried under unpaid credit card bills? Tired of running away from credit collectors? Worried that you'll never get out of this financial problem, especially when each month brings more interest charges and bigger, and more overwhelming, debt? One way to solve your credit card problem is to consult with a credit counselor. He can help you take charge of your credit problem, … [Read more...] about 6 Tips for Working with Credit Counselors