Is your paycheck and your nights out not in a harmonious relationship? You can easily fix that and spend less on your nights out without having to forego the fun. "All work and no play" is just as bad as its other extreme. So it's not okay to give up going out with the boys (or girls) altogether. But just a few simple tweaks to your wallet-draining routine will save you cash … [Read more...] about 10 Ways to Spend Less on your Nights Out
Finances & Credit
We're now just two weeks in to the New Year. By now, most resolutions have crashed and burned into a fiery mess of disappointment and inaction. However, there's still time to turn things around. One resolution, in particular, that needs your attention: finances. Here's what you can't afford to put off in the weeks ahead: Life Insurance If you're in the 18 to 35 demographic, … [Read more...] about 4 Financial Decisions You Can’t Afford To Put Off In 2014
Being online today can expose people to both positive and negative things. And while the positive may outweigh the negative, it can definitely be a scary and traumatic experience if one becomes a victim of hackers and other fraudulent people. It is for this very reason that internet users need to take the necessary precautions every time they're online to protect themselves … [Read more...] about 5 Immediate Steps to Take When You Become an Identity Theft Victim
Until recently, if you wanted to trade stocks, stock indexes or commodities such as oil, natural gas, wheat or sugar, you needed to deposit large amounts of money and use cumbersome trading platforms. Recently a good alternative emerged, which is trading stocks and commodities through the popular Metatrader platform, which up to now was used exclusively for Forex (currency … [Read more...] about Should I Trade Stocks & Commodities on the Metatrader Platform?
Borrowing money from a 401(K) is unfortunately a pretty common practice. Though majority of people with 401(K) plans do not touch their retirement savings and take out a loan against it, there are enough people who do so, committing a mistake with serious financial repercussions. Photo Credit: 401(k) 2013 While borrowing from your 401(K) may seem like a good idea at first … [Read more...] about 4 Reasons Why Borrowing from Your 401(K) is a Bad Idea