Admit it, you are in debt. It's all right, being in debt, in one way or another, is quite normal in today's world. Gone are the days when items are paid in full (and in cash). Nowadays, people put purchases on credit or get loans to buy bigger and more expensive items such as cars and houses. Owing money or being in debt, unfortunately, has almost become the norm rather than … [Read more...] about Debt Etiquette (What to do when you find yourself in debt)
Finances & Credit
Key Considerations When Applying for Student Loans
Not every college student is capable of financing his tertiary education. Each year, thousands of parents and college students themselves apply for a student loan. In fact, many complete their college and enter the working force still with remaining loan debt. Data from the American Student Assistance (ASA) showed that of the nearly 20 million Americans that attend … [Read more...] about Key Considerations When Applying for Student Loans
8 Celebrities Who Had Recently Gone Broke
'Celebs are people too!' has long been the mantra for anybody suddenly finding their celebrity heroes in an embarrassing fixes that compromise their dignities. And this is true - celebrities are indeed people just as you and I are, albeit with issues blown way out of proportions. What may be a falling out with a friend due to unpaid money you borrowed is kind of like the same … [Read more...] about 8 Celebrities Who Had Recently Gone Broke
Top 10 Money Saving Tips
Almost everyone—even the rich—seems to have money problem these days. To help you out in these times of financial trouble, here are our top 10 money saving tips. Tip #1: Ditch your expensive habits Having a single puff or pint may not be that expensive, but smoking a couple of packs a day or drinking several bottles at a time would add up. If you see how much they all cost in … [Read more...] about Top 10 Money Saving Tips
Making the Most of Your Student Loan
Just got your student loan approved? Congratulations. Now comes the hard part: making all ends meet. To help you make the most of your student personal loan, here are several tips for stretching your funds. Tip #1: Budget your expenses To stay on top of your expenses, prepare a monthly spending plan. This would involve recording all your outlays and keeping all your … [Read more...] about Making the Most of Your Student Loan