If you are looking for a lender from whom you can take out a mortgage, then you have two options. You can take a home loan directly from a bank or you can employ the services of a mortgage broker. It is smart to know when to directly get a loan from the bank and when to hire a mortgage loan broker. Banks don't charge excessive fees. If you don't want to pay extra charges … [Read more...] about Taking out a Home Loan: Banks vs Mortgage Brokers
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Protect Yourself From Hidden Credit Card Fees
Very few of us actually bother to read the fine print in our credit card agreements. But it's really important to know your rights and responsibilities as a credit card user--especially since our hard-earned money (and even personal privacy!) is involved. Even those enticing promos played up in the sales talk and commercials, may actually have a 'catch' or legal loophole so … [Read more...] about Protect Yourself From Hidden Credit Card Fees
How to Deal with Bank Errors
Because banks handle other people's money, you can expect that these financial institutions practice an extremely high level of accuracy. But even with an institution that is a stickler for doing things the right and proper way, errors still occur because, really, there's no perfect system in the world. Bank errors will happen and it is an unfortunate luck of the draw if … [Read more...] about How to Deal with Bank Errors