As the Silly Season (meaning Christmas) approaches, you will most likely find yourself using that little plastic card more often than you would wish. There are Christmas cards to mail out, gifts and gift wrappers to buy, parties to prepare for, food to cook, tree to decorate ... the list just goes on and on and on. After Christmas, that's when you'll be inundated and tempted … [Read more...] about Credit Card Traps to Watch Out For
Everyone (well, all right, not everyone - but a lot of people) can appreciate the beauty of a well-maintained garden and researches have proven that having a garden, even if it's a small one, in your home does wonders for your emotional and psychological health and well being. … [Read more...] about The Frugal Gardener – How to “Prettify” Your Garden on a Budget
Even though the world has not shrunk in size, advancements made in communication and transportation has somehow, made it smaller. People are bombarded with news items, travel documentaries, pictures, videos of amazing and exotic places - raising curiosity and feeding on man's innate travel bug. Wouldn't it be wonderful to walk on the Great Wall of China? Or celebrate New Year … [Read more...] about Ten Thrifty Traveler Tips (traveling on a shoe-string budget)
How much do you spend on clothes? And more importantly, how much can you afford to spend on clothes? We all wish we had unlimited shopping funds, but savvy shoppers and financial experts agree on one thing: there's nothing fashionable about being neck-deep in debt. The good news is that you can get good bargains and even splurge on that high quality leather bag that you know … [Read more...] about How much should you spend on clothes?
Are you constantly worrying about money? Do you always get the feeling that there's not enough, or panic when you see the bills in your mail? While positive thinking can help, one of the best antidotes against worry is…habit. That's because each time you're afraid, you can tell yourself: 'I already took care of that!' or 'Yes, I'm aware of that problem, and I'm already … [Read more...] about How to feel in control of your finances