Falling in debt is a situation that is easy to get into but hard to get out of because of one thing: discipline. Lack of discipline caused the debt to pile up, and discipline is the one thing that will eventually erase it. The good news is that with a little will power (and these steps) you can slowly take charge of your debt and eventually pay it off. It's not easy, but … [Read more...] about 5 Ways to Manage Consumer Debt