As the Silly Season (meaning Christmas) approaches, you will most likely find yourself using that little plastic card more often than you would wish. There are Christmas cards to mail out, gifts and gift wrappers to buy, parties to prepare for, food to cook, tree to decorate ... the list just goes on and on and on. After Christmas, that's when you'll be inundated and tempted … [Read more...] about Credit Card Traps to Watch Out For
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Top 10 Money Saving Tips
Almost everyone—even the rich—seems to have money problem these days. To help you out in these times of financial trouble, here are our top 10 money saving tips. Tip #1: Ditch your expensive habits Having a single puff or pint may not be that expensive, but smoking a couple of packs a day or drinking several bottles at a time would add up. If you see how much they all cost in … [Read more...] about Top 10 Money Saving Tips
Making the Most of Your Student Loan
Just got your student loan approved? Congratulations. Now comes the hard part: making all ends meet. To help you make the most of your student personal loan, here are several tips for stretching your funds. Tip #1: Budget your expenses To stay on top of your expenses, prepare a monthly spending plan. This would involve recording all your outlays and keeping all your … [Read more...] about Making the Most of Your Student Loan
Protect Yourself From Hidden Credit Card Fees
Very few of us actually bother to read the fine print in our credit card agreements. But it's really important to know your rights and responsibilities as a credit card user--especially since our hard-earned money (and even personal privacy!) is involved. Even those enticing promos played up in the sales talk and commercials, may actually have a 'catch' or legal loophole so … [Read more...] about Protect Yourself From Hidden Credit Card Fees