Identity theft is very rampant for so many reasons. The only thing that you can do is to be vigilant and to take steps that can help prevent it from happening to you. For one, make sure that your passwords are secure and that you keep them safe. You should also avoid throwing documents with sensitive information in the trash - make sure you shred them first. Also remember … [Read more...] about How do I prevent identity theft?
credit cards
How do I get a credit card if I have bad credit?
Having bad credit has so many disadvantages, but it does not mean that you cannot get a credit card. You may opt to go to small retail stores, as they will give you more chances to get a credit card from them. You can also go to a bank which you have been using for many years. Since they already have your custom, they will probably give you a credit card. There are also … [Read more...] about How do I get a credit card if I have bad credit?
Which is better – a debit card or a credit card?
A debit card is a 'normal' ATM card that can be used to make purchases directly without using cash. In this way, it can be used just like a credit card. The difference lies in the availability of the money that you use. For a debit card, there has to be money in the bank account associated with it. That is, the money is really yours and is available for use. For a credit … [Read more...] about Which is better – a debit card or a credit card?
How many credit cards should I have?
It depends on your needs and your spending habits. For some people, not having a single credit card is the wisest thing to do. However, if you have a need for credit cards, one should suffice. You do not really need more than one as you will find it easier to fall into the credit card debt trap if you have two or more credit cards. However, if you are quite responsible … [Read more...] about How many credit cards should I have?
10 Stupid Reasons People Accumulate Debt
Many modern societies today have been described as 'nations of debt.' That phrase refers to the fact that people in those societies are so used to the idea of living with humongous amounts of debt – and they probably don't even think twice about it. The good thing is that more and more people are starting to realize that there is a way to live a comfortable life without being … [Read more...] about 10 Stupid Reasons People Accumulate Debt