As the Silly Season (meaning Christmas) approaches, you will most likely find yourself using that little plastic card more often than you would wish. There are Christmas cards to mail out, gifts and gift wrappers to buy, parties to prepare for, food to cook, tree to decorate ... the list just goes on and on and on. After Christmas, that's when you'll be inundated and tempted … [Read more...] about Credit Card Traps to Watch Out For