Everyone and their mom has a credit card these days. Indeed, in my circle of friends, I think that I am the only one who has only two cards. Most of my friends have at least three! This does not mean much, except that I cannot afford to have more than two - indeed, I should only have one, as it is very easy to overuse credit cards. Credit cards are quite convenient and … [Read more...] about Ways to Use Your Credit Card Correctly
personal finance
7 Tips for Tracking Your Expenses
Have you ever looked at your empty ATM account and thought, 'Where did the money go?' It's frustrating to work so hard, and then realize that your salary didn't go to something you really wanted, but was frittered away on small, unnoticed expenses. These tips will help you keep track of your money, so you spend on what really matters to you, and avoid unnecessary debt. … [Read more...] about 7 Tips for Tracking Your Expenses
How do I prevent identity theft?
Identity theft is very rampant for so many reasons. The only thing that you can do is to be vigilant and to take steps that can help prevent it from happening to you. For one, make sure that your passwords are secure and that you keep them safe. You should also avoid throwing documents with sensitive information in the trash - make sure you shred them first. Also remember … [Read more...] about How do I prevent identity theft?
What is identity theft?
Identity theft is pretty straightforward - it is when someone pretends to be another person or entity in order to gain access to that other person's resources. In today's society where technology plays a major role, identity theft is more easily carried out by unscrupulous individuals. Identity theft is basically fraud, and it can happen in many ways. For example, if … [Read more...] about What is identity theft?
How do I get a PayPal account?
To open a PayPal account, go to https://www.paypal.com/ and click on the Sign Up link. You will be asked to choose from three kinds of accounts – Personal, Premier, and Business. If you just need the account to receive money and shop online, then personal will be fine. If you are an online seller, you will be better off using premier. The first kind of account is … [Read more...] about How do I get a PayPal account?