Every generation has its defining characteristics and unfortunately for millennials, quite a few of them are not too flattering, if measured by baby boomer or earlier generations' standards. Since Gen Y, which is another name that millennials go by, comprises the largest component of the workforce in 2015, their habits, good or bad, will have a profound effect on workplace … [Read more...] about 4 Bad Habits of Millennials That Hinder Their Success
credit card debt
It is easy to fall into a serious debt problem, especially with credit cards that offer instant access to cash. If you have an impulsive buying behaviour, and a habit of paying only the minimum amount due in your monthly credit card bill, you could have maxed out your credit limit before you even notice it. Take note that credit cards charge very high interest and finance … [Read more...] about Debt Management Tips: Credit Card Debt Repayment Schemes That Work
Everyone and their mom has a credit card these days. Indeed, in my circle of friends, I think that I am the only one who has only two cards. Most of my friends have at least three! This does not mean much, except that I cannot afford to have more than two - indeed, I should only have one, as it is very easy to overuse credit cards. Credit cards are quite convenient and … [Read more...] about Ways to Use Your Credit Card Correctly
Credit card debt can easily balloon and go out of control - anyone who has had to deal with this problem will tell you that. The only real solution that you have to get rid of credit card debt is to make sure you make more than the minimum payment required monthly. If you can pay off the whole thing in one go, it will be even better for you. The issue now is where to get the … [Read more...] about What should I do to get rid of credit card debt?
The maxim that "credit cards are evil" may not be true per se, but anyone who has experienced being in the quicksand called credit card debt will know just how awful it can be. When used responsibly, credit cards can be very useful. However, once you start accumulating credit card debt, you might be surprised at how easily things can get out of control. If you are already … [Read more...] about How to Pay Off Your Credit Card Debt FAST